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S.A.F.E.:
Bounce Protection
Secure
Accounts
For
Everyone
S.A.F.E. Bounce Protection is an automatic overdraft protection service available to qualifying accounts. Avoid the embarrassment of returned checks, returned check charges, and collection calls due to oversights and mistakes, as S.A.F.E. automatically pays overdrafts up to a pre-specified dollar limit.
Regular NSF paid-item fee of $29 will apply on a per-item basis. Overdrafts may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. NSF paid-item fees and paid overdrafts will be subtracted from the available overdraft protection limit. Transactions will be processed in the order received which may be different from the order in which they occurred. Whether an overdraft will be paid is discretionary, and we reserve the right not to pay. For example, overdrafts will typically not be paid if the account is not in good standing, regular deposits are not being made, the account has too many overdrafts, or the overdraft limit has been exceeded. Overdrawn accounts must be repaid within 30 days. S.A.F.E. is a privilege, not a loan. We reserve the right to discontinue the privilege at our discretion based on frequency of overdrafts, dollar amount of overdrafts, non-payment of overdrawn balances within 30 days, or default upon any other obligation to us. May require credit check and credit approval. Other overdraft protection services may be available.
Overdraft
Protection (ODP)
Overdraft
protection line of credit tied to your checking account.
Line of
Credit extended to approved customers
Checking
Transactions paid, up to approved credit limit with no NSF charges
Low Yearly
Fee |